equity loan payments – home

February 27, 2012

Self-Employed Refinance Commercial Building Loans with SterlingEasyFunds

Filed under: Loan Payments — Tags: , , , , — @ 5:50 pm

Miami Beach, FL (PRWEB) February 15, 2012

The Sterling Fund Inc. opened a commercial refinance program called SterlingEasyFunds� today with the tag line Easy Terms – Easy Credit & Quick Cash.

The Sterling Fund helps small business with loans for commercial real estate refinancing as a private hard money lender. SterlingEasyFunds� are excellent for self-employed applicants, among others, and can be secured by most commercial real estate. Owner occupied business properties and all cash business can now secure commercial loans that many community banks decline.

These commercial building loans get refinanced with a much quicker approval process. Only Sterling Funds offer short- and long-term loans at fixed rates for less-than-perfect credit and with minimal paperwork. We secure commercial building refinancing in as little as 18 days.

In some cases, owners can save their building from foreclosure when banks refuse to extend or refinance a credit line. Sterling rushes through paperwork and documentation for redevelopment to free up cash, refinance a balloon payment, for a partner buyout, or as bridge loan financing.

Our easy-term, easy-credit refinance loan gets you cash from your commercial building right now, says Sterling Fund CFO, Adam Kaplowitz. He says, SterlingEasyFunds� are the #1 commercial building refinance option for small business.

There are several reasons for the deployment of SterlingEasyFunds. Sterling gets a yes for commercial loans in the $ 75,000 to $ 500,000 range in as little as 18 days. If youre been turned down for an apartment or mixed use property because you have an all cash business, youre self-employed or you need property repair; chances are SterlingEasyFunds are for you and your family business, says Sterling President, Frank Pournelle. Big benefit is that SterlingEasyFunds close a commercial refinance loan quickly.

The Sterling Fund is different because they originate loans for small business owners. Dedicated to community redevelopment, Sterling takes a common sense approach to underwriting as a small commercial lender. Whats new is that Sterling Funding makes small business mortgages based on the borrower’s entire story, not just the numbers on paper.

ABOUT THE STERLING FUND

The Sterling Fund Inc. is a leading commercial property financing fast. These are generally consistently rated amidst the best commercial loan services nationally. Sterling specializes inside 18 day funding for qualities these as: car repair, daycare facilities, funeral homes, apartments, hotel/motel, workplace, retail, plus mixed-use efficiency shop buildings. Private investors offer simpler skills for a quick building refinance. A commercial mortgage loan quotation are available inside minutes from The Sterling Fund at http://thesbaloan.com/Mixed-UseBuildingMortgageLoan.php or by phoning 1-800-578-4884.

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February 23, 2012

HARP 2.0 Hints at Being the Next Great Re-Fi Boom, and the Flood Gates are Open to Mortgage Brokers Harnessing Targeted Direct Mail

Filed under: Loan Payments — Tags: , , , , , , , , , , , , , , , — @ 5:51 pm


Deerfield Beach, FL (PRWEB) February 13, 2012

Within the next few months, HARP 2.0 is expected to create a huge wake in the mortgage market. HARP was designed to bring relief to borrowers who are locked in high interest rate loans and unable to refinance due to lack of equity, but have good credit and have not made any late payments. Titan List & Mailing Services Inc., a leading advertising firm in the mortgage industry, discusses the impact of HARP on the housing market and economy.

The first version of HARP implemented in 2009 was designed to help over 5 million underwater homeowners, but proved unobtainable to the majority, due to the stipulation that the borrower needed to have a LTV (loan to value) ratio between 80 to 125 percent. HARP 2.0 has been remodeled to virtually eliminate the LTV stipulation, with the primary requirements being a good credit history and no late payments. HARP 2.0 was launched on December 1, 2011, and there are now over 11 million households underwater that may take advantage of this program.

According to Titan List & Mailing Services, Inc., homeowners previously unable to refinance, should have very high response and conversion rates to direct mail and targeted marketing campaigns for the new HARP program. Loan officers may be hesitant to sink marketing dollars into a HARP direct mail campaign due to the majority of borrowers that didnt meet the LTV ratio of the first version of HARP. HARP 2.0 has virtually eliminated the LTV requirements. Using the right data list, qualified borrowers with good credit and no late payments can be targeted, which not only meet the requirements for HARP 2.0, but are begging to refinance to a lower rate. In addition, we leverage proprietary selects that use educated modeling to identify prospects with the highest likelihood of conversion. HARP 2.0 has the potential to revive the housing recession and become the next great re-fi boom of this generation, says Jared Braverman, Director of Marketing at Titan List & Mailing Services.

Although HARP 2.0 was launched on December 1, 2011, the majority of applicants wont be eligible until March, 2012. From December until March, only applicants with LTV ratios less than 125% will be eligible. After March, anyone with a Fannie Mae or Freddie Mac loan with good credit and no late payments will be eligible. The flood gates will be open to loan officers armed with the best marketing strategies. HARP 2.0 has the opportunity to bring relief to millions of homeowners that have been struggling with high interest rates, and revive the stagnant housing economy that has struggled with high interest rates since the financial meltdown coined as the Great Recession of the late 2000s.

About Titan List & Mailing Services, Inc.

Titan List is a full service Advertising and Design agency specializing in Direct Mail, Internet Marketing, Search Engine Optimization and Website / Graphic Design. Titan List has been around since 1998, and has a team of highly qualified individuals with experience in the marketing trends that fit your business. Unlike other agencies that source their work out, Titan List & Mailing handles the entire campaign in-house – Data Lists, Design, Printing, Mailing, and Postage.

http://www.TitanLists.com | 800.544.8060.

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February 19, 2012

Security America Mortgage, Inc. Now Sponsor VA Jumbo Loans and Recently Launched a NEW VA Home Loan Website for Military Service Members Purchasing a Home in Colorado!

Filed under: Loan Payments — Tags: , , , , , , , , , , , , , , , , — @ 5:51 pm


orida, Louisiana, California, Colorado, North Carolina, Arkansas (PRWEB) February 07, 2012

Texas, Fl When getting pre-qualified for a VA Jumbo Loan, the hardest part about the approval process is, knowing what the VA Loan Eligibility Requirements are before taking the first step to applying for a VA Jumbo Loan. The reason so many veterans hault in the beginning is because they are usually afraid to take that initial step toward receiving the VA benefits they so rightly deserve.

In order to bring the information to veterans about just how rewarding and simple the VA Jumbo Loan process can be when purchasing a home in the U.S., the VA Loan Experts from Security America Mortgage, Inc. recently released information over the VA Home Loan Limits, including other secrets over how much the VA Home Loan can be. After knowing the calculations of a VA Jumbo Loan along with the helpful answers to the questions that so many military service members have about the VA jumbo loan process, veterans and military members can be that much closer to getting the home of their dreams. Still Asking Why Jumbo VA Loans are Better than FHA Home Loans? Read forward to find out why!

Reason Number #1 – The VA Process is Easier than the FHA Process

There are just 7 (7) methods inside processing Colorado Jumbo VA Loans. This really is 1 primary cause why seasoned house customers turn with the VA Jumbo Loan Process plus why it really is thus favored compared with getting an FHA Jumbo Loan. Because Jumbo VA Loans are thus synonymous with the approval procedure of the VA Home Loan, under merely lists the summaried adaptation of “The Seven (7) Simple Steps of the VA Home Loan Process” for review:

-Step 1. Home Buyer Locates the Real Estate Property of their Dreams.

-Step 2. Home Buyer Applies with a Lender’s Application Form, Beginning the VA Home Loan Process.

-Step 3. Home Buyer Requests the Required VA Forms to the VA Loan Experts for Review:

-DD214 VA Request Form (Discharge/Separation Papers Showing the Last Period of Service).

-Certificate of Eligibility Request Form- COE (Document Showing Entitlement Info based on the VA).

-Step 4. Property is Inspected and Appraised by an Approved VA Inspector/Appraiser.

-Step 5. Calculations of VA Home Loan & Estimates of the Property’s Reasonable Appraised Value is Determined by the Lender – VA Home Loan Froms and Application are sent to the VA for review.

-Step 6. VA Reviews the Application Forms Submitted by the Home Buyer and VA Loan Expert.

-Step 7. The Home Value Amount vs. Calculations of Home Buyer’s Eligibility is Assessed and Determined by the VA. If Application is approved, the Home Buyer gets the VA Home Loan!

The second reason a VA Jumbo Loan is better than a VA Home Loan is because the maximum VA Loan Limit is a lot more than the regular limitations of the Home Loans. In Colorado, the VA Loan Limit can be anywhere from $ 462,500 in Ouray County all the way up to $ 1,094,625 in San Miguel County and Pitkin County.

Also, because the interest rates can change daily, and sometimes even a couple times during the one day, its important to shop wise and close fast when you are ready to purchase a home with a VA Jumbo Loan. The interest rates are also based on 30 year mortgages as well as other industry calculated standards. Factors such as your credit, down payment, employment income status, the loan program you decide to choose, and many other things can also affect your interest rate, causing the cost of the monthly payment to fluctuate. The most important thing you can do for your family is to make the wisest choice by taking advantage of the VA Jumbo Loans available to you.

Get Pre-qualified to Buy a Home with a VA Jumbo Loan in Colorado and Contact a VA Home Loan Experts at Security America Mortgage, Inc.

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February 15, 2012

How come so much of my student loan payments goes to interest?

Filed under: Loan Payments — Tags: , , , , , , — @ 5:51 pm

Question by Eat F: How come thus much of my student loan repayments goes with interest?
Hello. One of my financing ($ 25,000 total from college) state it is very 6% varying rate of interest. My monthly repayments are about $ 350 plus of which, $ 220 has been used with interest. How is the interest thus excellent? Thats over 60% of the repayments I’m generating going with interest alone plus just $ 150 with principle!

Best answer:

Answer by Pat
Look up the terms of the loan repayment. This really is typical of mortgage financing, where the interest is the main element of repayments early about, plus over the lifetime of the loan, it reduces as well as the part going with main becomes bigger. One thing that you can do, in the event you may afford it, plus it the loan business enables it, is pay an additional $ 50 or any you are able to afford monthly to aid lower the principal. This will shorten the life of the loan plus lower a total amount paid.

Know better? Leave your own answer in the comments!

February 11, 2012

If I am 4 months behind in my mortgage, will my FHA loan be of help and paying the unpaid payments?

Filed under: Loan Payments — Tags: , , , , , , , — @ 5:51 pm

Question by : If I am 4 months behind inside my mortgage, can my FHA loan be of aid plus paying the unpaid repayments?
I have an FHA loan about a mortgage which is 33 years of age. During which time, I have missed 4 repayments. Will FHA aid me with bring the loan repayments up-to-date?
Excuse my math! The loan is 27 years of age instead of 33. Thanks with everyone for a guidance. Many of the answers have been helpful.
nope, not 27, the winning amount is 23.
Sorry regarding which, I am merely nervous regarding this entire condition.

Best answer:

Answer by glenn
Wait……you have an FHA loan which is 33 years of age?
I have available homes for 33 years plus not remember anybody getting an FHA loan which is for a longer period which 25 years.

What do you think? Answer below!

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