stretch asked:


I don’t have the best credit in the world but am working on changing that. I need a loan but can only get a loan through certain agencies. They all turned me down. If my boyfriend co-signs for me (who has good credit), but I make all of the payments until it is pd. for, will it look good on my credit or his? Please help.

Kelly

Trevor B asked:


How do you calculate how many payments you would avoid, and how much interest you would avoid on a car loan, with the help of excel. Basically I’m looking for a formula function, that I can input with term, rate, price, and extra principle. Any help would be greatly appreciated.

Holly

Vindaloo99 asked:


My friend got a loan from Honda on a new Civic for 1.9% (several months ago), then realized the payments are caluclated exactly like a home mortgage (with higher interest and lower principle payments near the beginning). What is the normal formula for a car loan?
I’m guessing the mortgage method is useless to Friend because auto interest isn’t tax deductible. Right?

Maria

Lexi EB asked:


My grandfather co-signed a private student loan for me. Now that I am done with school, I am the one paying off the loan but since my grandfather co-signed it shows up on his credit report and not mine. Is there anyway for me to get this added to my credit history? Or is there something else I can do for the future, if necessary, to show that I have actually been making the payments and not my grandfather. Thanks!

Anita

dante s asked:


If you missed three consecutive loan payments but then paid it off and brought the balance up-to-date, and then made all of the rest of the payments on time, would your credit still be affected?
How many payments do you have to miss before your credit score goes down?

Florence

rustylorcin asked:


He took out a equity loan blew it in stocks and then left the home now the bill comes under my mother’s and his name, they are not together anymore they are separated but he says he is not going to pay the bill what can we do regarding this situation is there anything we can do legally to remove my mother’s name from this equity loan?
It was originally just me and my mother living here.. then he moved in when they did this loan he ended up putting his name on the property.

Micheal

Oro hernandez asked:


equity loan written off meaning

Bryan

Face on Fire asked:


I hear the “experts” on the radio say its possible, but I dont see how it is.
I heard a radio program “Dollartalk” about the MAP system to pay off your mortgage and it doesnt seem possible with negative equity.

Joshua

Skits asked:


also i bought home for 140,000 and i have the balance down to about 132,000. Every app i tried asks for current home value and when i do an online current market value for my home it comes up less than my original purchase price. When they ask how much is your market value am i giving them the original price or the lower market value, or will they figure it out either way. thanks

Marvin

Tooz asked:


I bought my house last June, so its been just at a year. I would like to borrow money to re-roof my home. Is it too soon to apply for a loan like this. I know I don’t have alot of equity in the house yet, but I would like to go ahead and redo the roof now before I have a problem.

Lisa