Credit « equity loan payments

March 2, 2011

If someone co-signs on a loan for you, are you able to get good credit by making all of the loan payments?

Filed under: Credit — Tags: Good Credit, Loan Payments, Need A Loan, Signs — @ 8:11 pm

stretch asked:

I don’t have the best credit in the world but am working on changing that. I need a loan but can only get a loan through certain agencies. They all turned me down. If my boyfriend co-signs for me (who has good credit), but I make all of the payments until it is pd. for, will it look good on my credit or his? Please help.

Kelly

Comments (6)

February 15, 2011

Excel function for adding extra principle to monthly car loan payments?

Filed under: Credit — Tags: Car Help, Car Loan Payments, Car Payments, Excel Function, Extra, Monthly Payments, Principle — @ 2:33 pm

Trevor B asked:

How do you calculate how many payments you would avoid, and how much interest you would avoid on a car loan, with the help of excel. Basically I’m looking for a formula function, that I can input with term, rate, price, and extra principle. Any help would be greatly appreciated.

Holly

Comments (1)

January 9, 2011

How are car loan payments calculated?

Filed under: Credit — Tags: Auto Interest, Car Loan Payments, Car Payments, Home Mortgage, Honda, Principle — @ 9:55 pm

Vindaloo99 asked:

My friend got a loan from Honda on a new Civic for 1.9% (several months ago), then realized the payments are caluclated exactly like a home mortgage (with higher interest and lower principle payments near the beginning). What is the normal formula for a car loan?
I’m guessing the mortgage method is useless to Friend because auto interest isn’t tax deductible. Right?

Maria

Comments (1)

December 19, 2010

How do I get credit for student loan payments?

Filed under: Credit — Tags: Credit History, Credit Report, Private Student, Student Loan Payments — @ 7:57 am

Lexi EB asked:

My grandfather co-signed a private student loan for me. Now that I am done with school, I am the one paying off the loan but since my grandfather co-signed it shows up on his credit report and not mine. Is there anyway for me to get this added to my credit history? Or is there something else I can do for the future, if necessary, to show that I have actually been making the payments and not my grandfather. Thanks!

Anita

Comments (2)

November 13, 2010

would missing three consecutive loan payments hurt your credit?

Filed under: Credit — Tags: Credit Score, Loan Payments — @ 8:33 am

dante s asked:

If you missed three consecutive loan payments but then paid it off and brought the balance up-to-date, and then made all of the rest of the payments on time, would your credit still be affected?
How many payments do you have to miss before your credit score goes down?

Florence

Comments (4)

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